Is Cadence Bank a good bank?

The Cadence Bank App has excellent customer reviews, and offers a live chat function on top of its account monitoring and transaction features. With five checking accounts to choose from, there’s something for every type of customer at Cadence Bank. Monthly fees are easy to waive. Overdraft fees are $36 per instance.

How does cadence overdraft work?

It works by linking your checking account to another one of your Cadence checking or savings accounts. When you overdraft one account, funds will be debited from the linked account in the amount of the transactions drawn against your insufficient funds and deposited into your checking account up to the account’s available balance 1.

How much is an overdraft fee?

We will charge you a fee of up to $36.00 each time we pay an overdraft. For consumer accounts, we will assess no more than 4 overdraft fees per account per day (Daily Limit). No overdraft fee will be imposed if, after the end-of-day processing, your available balance is overdrawn $10.00 or less.